Apprenticeship vs university: which is right for me?

Weighing up between an apprenticeship vs university? You're not the only one. Let's break it down.

Choosing between an apprenticeship and university is a significant decision. With rising student loan costs and the opportunity to earn while you learn through apprenticeships, the choice isn't as straightforward as it once was.

This guide explores the main benefits of both options, different job opportunities, and tips on how to make the right decision when it comes to apprenticeship vs university.

In this article:

• What are apprenticeships?

• What’s the difference between an apprenticeship and degree apprenticeship?

• Pros and cons of an apprenticeship

• What does going to university involve?

• Pros and cons of going to university

• How do the career prospects compare?

• What about the financial comparison?

• So, apprenticeship vs university?

What are apprenticeships and how do they work?

Apprenticeships are structured training programs combining practical work experience with academic study. They're designed to equip individuals with the skills and qualifications needed for specific careers, all while earning a salary.

Unlike traditional academic routes, apprentices spend most of their time in the workplace, learning directly from experienced professionals, and the remainder studying with a training provider or college. This hands-on approach suits those who prefer learning by doing.

What levels of apprenticeship are available?

Apprenticeships are available at several levels, each equivalent to different academic qualifications:

• Intermediate (Level 2): Equivalent to GCSEs

• Advanced (Level 3): Equivalent to A-levels

• Higher (Levels 4–5): Equivalent to a foundation degree or higher education certificate

• Degree (Levels 6–7): Equivalent to a full bachelor's or master's degree

💡 Did you know? In the 2024/25 academic year, 36,570 people started higher apprenticeships at Level 6 or 7, marking a 12.5% increase from the previous year. This rise reflects growing interest in degree-level apprenticeships as a debt-free alternative to university.

Who can apply for an apprenticeship?

Apprenticeships are open to anyone aged 16 or over, whether you're just leaving school, switching careers, or looking to upskill in your current role. There's no upper age limit, and eligibility often depends more on the employer's criteria than age or background.

Some roles may require certain qualifications (like GCSEs in English and maths), but many employers offer functional skills support alongside the apprenticeship to help you meet these requirements.

What industries offer apprenticeships?

Today's apprenticeships extend beyond traditional trades. While roles in construction, engineering, and hairdressing remain popular, opportunities now span a wide range of sectors, including:

• Digital and IT

• Healthcare and Social Care

• Finance and Accounting

• Law and Legal Services

• Creative Media and Marketing

• Education

• Environmental and Green Industries

Many top employers — including the NHS, BBC, Deloitte, and Rolls-Royce — offer competitive apprenticeship schemes, making apprenticeships a respected pathway into high-skilled careers.

UCAS have a really handy apprenticeship finder which details lots of big companies that offer apprenticeships. So we analysed the sectors and industries of these companies to see what trends we could spot:

Trend	Evidence
🚀 STEM industries driving demand	Engineering, IT, construction
📈 Rise in degree apprenticeships	Level 6/7 roles across sectors
🏛️ Traditional grad-only sectors adapting	Law, finance, tech firms offering non-uni paths
🔄 Apprenticeships as internal development tools	Retail and hospitality using them for succession
🌍 Focus on diversity and social mobility	Legal, business, and care sectors opening alternative access routes

What's the difference between a degree and a degree apprenticeship?

So what about degree apprenticeships, we hear you shout from the rooftops (probably). How do they actually differ from a university degree? We've got you.

University degree

• What it is: Full-time academic study at a university, involving lectures, seminars, and independent research.

• The experience: Immersive student life with opportunities for personal growth and networking.

• The outcome: An academic qualification, potential lifelong connections, and often, student debt.

Degree apprenticeship

• What it is: A combination of working and studying, where you're employed by a company and study for a degree simultaneously.

• The experience: Practical, career-focused, earning while learning, and gaining real-world experience.

• The outcome: A degree qualification, work experience, and typically, no student debt.

Key differences

Feature	University Degree	Degree Apprenticeship
Learning Environment	Classroom/lecture-based	Workplace + classroom/online
Work Experience	Limited or optional internships	Built-in, continuous
Earning	Typically not during study	Yes, as a full-time employee
Student Debt	Potentially significant	Little to none
Career Progression	Begins after graduation	Progresses during the program

If you're looking at universities, check out what are Russell Group universities and whether they're better than non-Russell Group unis.

✅ Pros and ❌ cons of an apprenticeship

Pros:

• Earn While You Learn: Apprentices receive a salary during training, avoiding student debt.

• No Tuition Fees: Training costs are covered by the government and employer.

• Hands-On Experience: Real-world training enhances job readiness.

• Industry Connections: Build a professional network during the apprenticeship.

• Relevant and Focused Learning: Skills gained are directly aligned with the chosen career.

Cons:

• Lower Starting Salary: Initial wages may be lower than graduate entry salaries.

• Less Flexibility in Career Choices: Apprenticeships are specific to certain roles.

• Fewer Social Opportunities: Missing out on traditional university experiences.

• Study in Your Own Time: Balancing work with study can be challenging.

• Availability Can Be Limited: Opportunities may vary by location and sector.

🎓 What does going to university involve?

For many school leavers, university remains the traditional route into higher education. Here's what that entails:

What is the traditional university path?

The university route typically involves enrolling in a full-time academic course after completing A-levels, BTECs, or equivalent Level 3 qualifications. Most undergraduate degrees in the UK last three years (four in Scotland), with some subjects offering a sandwich year in industry or study abroad.

After completing an undergraduate (bachelor's) degree, students may choose to pursue postgraduate study — including master's degrees, PhDs, or professional qualifications.

What types of qualifications can you earn?

At university, you can gain:

• Bachelor's degrees (BA, BSc, BEng, etc.) – usually 3–4 years

• Integrated Master's degrees – 4–5 years

• Postgraduate qualifications (MA, MSc, PhD, PGCE, etc.)

These qualifications are especially important in professions that have a legal or academic barrier to entry — such as medicine, law, architecture, and academia.

What subjects are typically better suited to university?

Some subjects are inherently academic and require deep theoretical study, making university the preferred or even required route. These include:

• Medicine & Dentistry

• Law

• Engineering

• Sciences (e.g., Physics, Chemistry, Biology)

• Humanities (e.g., History, Literature, Philosophy)

• Social Sciences (e.g., Politics, Psychology, Sociology)

Creative arts subjects like Fine Art or Literature also thrive in a university environment, where students can explore ideas in depth with expert guidance and peer feedback.

So if you need some tips for your UCAS personal statement, then we've got you covered.

What are the costs?

University education comes with a financial commitment. In England, tuition fees are up to £9,250 per year, and students often take out maintenance loans to cover accommodation and living costs.

📌 On average, graduates leave university with over £44,940 in student debt.

While repayment only begins after earning above a certain income threshold, the long-term financial impact of student loans is a significant consideration for many.

✅ Pros and ❌ cons of going to university

Pros:

• Gain a Recognised Academic Qualification: Essential for certain professions.

• Deep, Specialised Knowledge: In-depth study of chosen subjects.

• Access to Expert Teaching and Resources: Benefit from experienced faculty and facilities.

• Opportunities to Meet Diverse People: Expand your network and perspectives.

• Entry Point for Regulated Professions: Required for careers like medicine and law.

Cons:

• High Levels of Student Debt: Tuition and living costs can accumulate.

• Takes 3–4 Years Full-Time to Complete: Longer time before entering the workforce.

• Often Requires Moving Away from Home: Additional living expenses.

• Limited Hands-On Experience in Some Subjects: May need to seek internships separately.

• Can Be Less Directly Career-Focused: Academic study may not always align with job requirements.

How Do the Career Prospects Compare?

💼 Employment rates

Apprenticeships can often lead to strong employment outcomes. StandOut CV noted that 85% of apprentices remain in full-time employment after completing their apprenticeship, 64% of which with the same employer.

This compares to government statistics on university graduates who had an 87.7% employment rate in 2023 after graduation. So, really, there's very little in the difference in employment rates.

💷 Average salaries

So if we break down the different average salaries between apprenticeship vs university, it looks a little like this:

• University graduates average nominal salaries were £40,000 from 2022.

• According to UCAS, apprenticeships have an average salary of £20,124 compared to degree apprenticeships with an average salary of £32,502.

While there's still a wage gap between apprenticeships and university graduates, the IDR have noted how the pay growth is becoming much faster for degree apprenticeships vs graduates. And of course, it really does depend on which industry you are headed towards.

🏢 Industry preferences

Certain industries have distinct preferences when it comes to apprenticeship vs university:

• Apprenticeships are prevalent in sectors like engineering, construction, healthcare, and IT, where practical skills and on-the-job training are highly valued.

• University Degrees are often preferred in fields such as law, medicine, and academia, where theoretical knowledge and research skills are essential.

However, the lines are blurring, with many industries now offering both routes. For example, law firms and tech companies increasingly offer degree apprenticeships, allowing people to earn while they learn and gain qualifications equivalent to university degrees.

Both apprenticeships and university degrees offer paths to successful careers. Apprenticeships provide practical experience and immediate earnings, often leading to strong employment prospects. University degrees offer in-depth theoretical knowledge and may open doors to professions requiring specific academic qualifications. The best choice depends on individual career goals, learning preferences, and the specific industry in question.

Financial comparison: earn vs borrow

When deciding between apprenticeship vs university, one of the biggest considerations is money. From student debt to starting salaries, the financial implications of each route are very different — and can have a long-term impact on your future.

💷 How much do apprentices earn while training?

Apprentices earn a wage while they train, making it a popular option for those who want to avoid student debt.

• Minimum apprentice wage (2025): £6.40 per hour (for those aged under 19, or in the first year of their apprenticeship)

• Many employers pay more: Some higher-level apprenticeships pay upwards of £18,000–£25,000 annually — and in high-demand sectors like tech, this can rise to over £30,000.

Example monthly income for an apprentice

If an apprentice earns £18,000 per year: £18,000 ÷ 12 = £1,500 per month before tax

This is a real, regular income — and importantly, no tuition fees are charged. Training is funded by the government and your employer.

🎓 What's the debt burden of university?

University students typically don't earn during term time and instead rely on loans to cover their tuition and living costs.

• Tuition fees: Up to £9,250 per year in England

• Living costs: Accommodation, food, travel, and other expenses can add another £8,000–£12,000 per year

By graduation, the average student debt in England is estimated to be around £45,000. While repayments only begin once you earn above a certain threshold, this debt can follow you for decades.

💸 How much do students spend per month?

According to STS, the average monthly student costs are around £1,104 – with a big chunk of that being rent, averaging at £540 per month.

It's worth noting though that this can really depend on where you live in the country. For example, if you live in Scotland, you can expect to pay around £1,020 per month compared to £1,264 in London or £1,189 in the South West. This is due to all the different living costs around the country, primarily to do with rent.

This obviously doesn't cover everything, meaning many students take on part-time work or receive help from family.

🔍 Are there hidden costs or funding options?

Aspect	Apprenticeship	University
Tuition fees	£0 (covered by employer)	Up to £9,250/year
Maintenance/living support	Paid salary	Maintenance loan (means-tested)
Hidden costs	Commuting, professional clothing	Course materials, accommodation, interest on loans
Financial support	Employer may provide travel/meals	Bursaries, scholarships, parental support

Ultimately, the right choice depends on your financial comfort zone, lifestyle preferences, and long-term earning goals.

🧭 So apprenticeship vs university: which path is right for you?

Choosing between an apprenticeship and university isn't about which one is "better" — it's about which is better for you.

If you're keen to earn while you learn, avoid debt, and gain hands-on industry experience from day one, an apprenticeship — especially a degree apprenticeship — might be your perfect fit. They offer a direct, focused route into employment and are increasingly recognised across a wide range of sectors.

On the other hand, if you're drawn to academic exploration, thrive in structured learning environments, or aspire to enter regulated professions like law, medicine, or academia, university still provides unparalleled depth, opportunity, and access to advanced qualifications.

Both routes lead to respected qualifications, strong career prospects, and a wide variety of industries. Whether you value debt-free earning, flexible learning, academic development, or professional networking, your decision should reflect your personal goals, learning style, and career aspirations.

Besides, there's plenty of high-paying jobs you can get without a degree.

💡 Tip: Make use of apprenticeship finders (like UCAS's apprenticeship search) and course comparison tools to explore what real options are available to you.

Still unsure? Speak to a careers advisor, attend open days, and reach out to current students and apprentices to hear what the journey's really like.

In the end, it's not just about choosing a path — it's about choosing your path.

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