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Ticker Car Insurance For Student Drivers

  • Georgia Petrie
  • 2 days ago
  • 5 min read
ticker insurance hero image

Updated by Camila Karalyte


Everything you need to know about Ticker car insurance and black box rules.


As a new driver, car insurance can be the biggest cost when it comes to driving (after getting your car).


If you're a new or young driver and you've just started lessons, or you're about to take the plunge with sorting your car insurance, you probably already know about the high insurance costs that new drivers face. 


Luckily, there are a few ways to save, including emerging insurance companies like Ticker that offer cheap car insurance for young, new and/or inexperienced drivers.


Don't end up being a Passenger Princess; get that insurance so you can control the wheel.


Jump to:


What is Ticker car insurance?


Ticker is an insurance company that provides all sorts of insurance policies, including one for drivers who haven't had a driving licence for more than 5 years. So, if you're after young driver car insurance – Ticker might be worth a look.


Ticker provides what it calls 'connected insurance', otherwise known as telematics or black box insurance. Ticker says that it applies data science across pricing, underwriting, customer engagement and claims – which is what sets it apart from other insurers.


How does Ticker car insurance work?


Ticker's car insurance policy, for anyone who's had their licence for less than 5 years, works the same as most general telematics/black box policies — with a small device fitted into your car to track how you drive (speed, braking etc).


However, with Ticker, there's no waiting around for a fitting appointment. Ticker will post you a device and you set it up yourself inside your car's windscreen — which the company says takes very little time. And, unlike various other black box insurance policies for new and inexperienced drivers, there's no curfew — so you won't be restricted or penalised for driving late at night.


The telematics device will send data to the linked Ticker app on your phone to help you understand your driving habits and how to improve to become a better, safer driver. The less risk you present on the road, the lower your insurance premium should be — meaning you'll be rewarded at renewal time with a lower price if you're a good driver.


Ticker’s telematics devices


There are two types of device available from Ticker insurance:



1. The plug-in Ticker device


The device you'll receive from Ticker is a small box about as long as your index finger. You'll get the device in the post with instructions included to plug it in to your car's OBD (Onboard Diagnostics) port. This is generally near your car's steering wheel. The device draws minimal power from your vehicle and sends your driving data directly to Ticker, which you can see in the app.


When you leave Ticker, you can unplug the device and send it back to be recycled.



2. The stick-on Ticker device


The stick-on option is a small, round box that fits in your hand. Much like a satnav, it'll stick to the inside of your windscreen. Download the Ticker app and pair it with your device. There's no need to wait for a fitting appointment or an engineer's expertise as it can be dealt with by you easily enough.



When you pair your Ticker black box device to the account in their app, you'll get weekly updates on your driving and the mileage you're doing. You'll also be able to find all your insurance documents that are stored in the app and automatically updated if you make a change to your policy.


If you need help with anything, you can start a chat in the app or tap to call or email Ticker — and if you're involved in an accident, you can hit the 'Had a crash' button on your app dashboard to speak to the 24/7 claims team. At renewal your quote will be in the app, too.



ticker insurance app


Ticker black box rules


There aren’t concrete ‘rules’ as such, but when you have a black box device in your car, there are a few things you need to be mindful of. 


  1. No speeding

    1. The device tracks your speed compared with the road’s speed limit

    2. Repeated speeding will lower your driving score and could affect renewal price

  2. Drive smoothly (avoid harsh braking)

    1. Hard braking is flagged because it suggests risky driving or poor anticipation

    2. Smooth braking helps keep a good score

  3. Avoid aggressive acceleration

    1. Rapid acceleration can be marked as risky behaviour

    2. Gradual acceleration improves your score

  4. Take corners smoothly

    1. The box measures cornering speed and force

    2. Fast or sharp turns can reduce your driving score

  5. Night driving is allowed (no curfew)

    1. Ticker does NOT impose a curfew, meaning you can drive at any time

    2. However, frequent night driving may slightly lower your score because it’s statistically higher risk

  6. Consistent safe driving improves renewal price

    1. The system gives feedback on your driving behaviour

    2. Good driving can mean a cheaper premium at renewal


If you're on the hunt for a new car, check out the cheapest cars to insure for new drivers.


Ticker car insurance reviews


Reviews for Ticker are generally favourable, with an average Trustpilot score of 4.4 out of 5 stars (rated Excellent) from over 9,830 reviews. 80% of the reviews at the time of writing are 5-star (March 2026).



Fitting the ticker device and installing the app has been straightforward. It was a bit scary at first, expecting it to penalise everything. We have spent the whole year on green, never made gold. If you break hard, emergency stop or need to accelerate hard to join roads it will affect your score, as will long journeys, but don’t let it worry you. We have renewed with them for another year.''


''Perfect and cheap for new drivers


Perfect for new drivers! I paid £1.5k for my first year, then due to my gold driver score it went all the way down to £600 on my second year. Excellent and quick customer service due to their chat system on the app. One of the most lenient black box insurers out there as they only track speed. Will be renewing for a third year if I can.''


''Excellent


Excellent. Easy to deal with through the ap. highly recommend for young drivers.''


''Spot on.


I was insured with Ticker for over two years since I passed and it has been such a smooth and easy experience for me. The app is easy to navigate and keeps you informed on how your drivings doing if you have a box. The lovely chat agents, specifically Hamida, respond almost instantly to any question and are very helpful in sorting out your issues fast. Overall I would definitely recommend Ticker for any new drivers looking for a trust worthy, cheap and reliable insurance company as I’m proud to say I haven’t had any issues with them.''



Unlock even more with Student Beans


All your favourite brands at your fingertips, from fashion and beauty to food and drink, available to college and uni students aged 16 and over. Dive into our blog to find tips and advice to help you navigate student life, from applying to uni to life after graduation.


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